PRIVACY POLICY

Updated: November 4, 2022

NationsBenefits, LLC. and its subsidiaries and affiliates, including without limitation NationsOTC, LLC. and NationsMarket, LLC (collectively, “the Company”, "us," "our," or "we") strives to offer the visitors of our web sites (the "Site") the many advantages of Internet technology and to provide an interactive and personalized experience (the “Services”). In this Privacy Policy (the “Policy”), we describe how we collect, use, and disclose information that we obtain about visitors to the Site and Services. By using the Services, you agree to the terms of this Policy.

Your use of our Site or Services and any dispute over privacy, is subject to this Policy and our Terms of Use Agreement, including its applicable limitations on damages and the resolution of disputes. Our Terms of Use Agreement terms and conditions are incorporated by reference into this Policy. To the extent that information collected through the Services is Protected Health Information (“PHI”) as defined by the Health Insurance Portability and Accountability Act (“HIPAA”), this information is governed by the Company’s Notice of Privacy Practices.

1. INFORMATION COLLECTION

This Policy tells you, among other things, what information we gather from you through our Site, how we may use or disclose that information, and our efforts to protect it. We may collect information about you directly from you and from third parties, as well as automatically through your use of our Site or Services.

2. WHO MAY USE THE SERVICES

This Site is neither intended for nor designed to attract minors. If you are under the age of 18 or otherwise deemed a minor, do not use this Site. We do not knowingly collect personal information online from any person we know to be under the age of 13 and instruct users under 13 not to send us any information to or through our online Services. Any Personal Information of a child under 13 that is provided to us must be provided by a parent or legal guardian, and not by a child under the age of 13 who is using the Site. If you are the parent or legal guardian of a child under the age of 13 whom you have reason to believe provided his or her own Personal Information to us, you have the right to review and request the removal of that child’s Personal Information from our database. In order to request such removal, please contact us.

The online Services are designed for users from, and are controlled and operated by us from, the United States. By using the Services, you consent to the transfer of your information to the United States or storage of your information in the United States, which may have different data protection rules than those of your country.

3. PERSONAL INFORMATION WE COLLECT

We want you to understand how personal information you provide to us is collected and used. Personal Information is any information that we can use to identify, locate, or contact you. We may collect and store your personal information when you provide it to us. Some examples of personal information we collect and when we collect it include:
  • When you register for accounts on our website or mobile applications
  • When you supply your Member Benefit Card Number
  • When you indicate that you are interested in receiving information about our products or services, such as e-mail alerts, newsletters, and other notifications
  • Transaction information about how you interact with us such as purchase history, when you make returns or exchanges, request an e-receipt, or have your order delivered to your home
  • Your interactions with our websites or mobile sites, mobile applications, Wi-Fi, and other online services
  • How you use our sites and mobile applications, search terms, pages you visit on our mobile applications, computer and mobile device information and push notification services you request
  • When you request that merchandise be sent to you or others we store billing and shipping information as a convenience to you for future purchases, and we will store information about your orders for order tracking and status retrieval purposes
  • When you purchase an item from us we will collect your financial information, such as your credit or debit card information, to process the payment
  • General location information from your browser or device, which we use for internal purposes only

If you choose not to provide your personal information to us, we may not be able to provide you with requested products, services or information.

If you submit any personal information relating to other people in connection with the Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.

We may combine the information collected from you through the Services with information we receive from and about you from other online and offline sources and use the combined information in accordance with this Privacy Policy. Our goal is to offer you content, advertisements, products, and services that are most likely to appeal to you.

4. HOW WE USE YOUR INFORMATION

We use your information, including your personal information to respond to your requests, such as to fulfill your order, contact you with information about your order, send you information and marketing communications and to provide you with related customer service. Manage services, including order management, billing, improving reorder experiences, communicate with you about your account, and offer other products and services that may be of interest to you.

We may use your personal information to personalize your experience shopping and interacting with us, including by presenting products and offers tailored to you, and for our business purposes, such as data analysis, audits, fraud monitoring and prevention, developing our Services and new products and services, determining the effectiveness of our promotional campaigns, and operating and expanding our business activities.

We may disclose personal information to our service providers, who provide services such as website hosting, data analysis, payment processing, order fulfilment, information technology and related infrastructure provision, customer service, email delivery, auditing, and other services.

If we are requested by law enforcement officials or judicial authorities to provide personal information, we may do so. In matters involving claims of personal or public safety or in litigation where the information is pertinent (including to allow us to pursue available remedies or limit the damages that we may sustain), we may use or disclose personal information, including without court process. We may also use or disclose personal information to enforce our terms and conditions, to protect our operations or those of any of our affiliates, or to protect our rights, privacy, safety or property and/or that of our affiliates, you, or others.

We may use and disclose personal information to investigate security breaches or otherwise cooperate with authorities pursuant to a legal matter.

In the event that the Company or some or all of our business, assets or stock are sold or transferred (including in connection with any bankruptcy or similar proceedings) or used as security, or to the extent we engage in business negotiations with third parties, personal information may be transferred to or shared with third parties as part of any such transaction or negotiation. To the extent permitted by applicable law, we may provide personal information to our affiliated businesses or to our business partners.

We may use and disclose information that does not personally identify you for any purpose, except to the extent limited by applicable law. If we are required to treat such information as personal information under applicable law, then we may use it for all the purposes for which we use and disclose personal information. We may combine information that does not personally identify you with personal information. If we do, we will treat the combined information as personal information as long as it is combined.

5. LEGAL DISCLAIMER

Though we make every effort to preserve user privacy, we may disclose personal information when required by law or under the good-faith belief that such action is necessary under applicable law. We may disclose personal information in order to establish or exercise our legal rights or defend against legal claims. We also share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, to protect our property or interests or that of our agents and employees, and to protect personal safety or the public.

6. INFORMATION FROM OTHER SOURCES

We may collect data about you from publicly available sources to personalize your experience. We may also obtain data provided by third parties. For example, we may obtain information from companies to improve the accuracy of the information we have about you (e.g., adding your zip code to your address information).

7. YOUR RESPONSIBILITY

By establishing an account or by submitting your Member Benefit Card Number, you agree that it is your responsibility to:
  • Authorize, monitor, and control access to and use of your account, Member Benefit Card Number, User ID and password.
  • Promptly inform us of any need to deactivate a password or an account.

8. COOKIES AND OTHER TRACKING MECHANISMS

We and our third-party service providers use cookies and other tracking mechanisms to track information about your use of our Site or Services. We may combine this information with other personal information we collect from you (and our third-party service providers may do so on our behalf).

Cookies:

Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our Site and Services, while others are used to enable a faster log-in process or to allow us to track your activities at our Site and Services. There are two types of cookies: session and persistent cookies.

  • Session Cookies. Session cookies exist only during an online session. They disappear from your computer when you close your browser or turn off your computer. We use session cookies to allow our systems to uniquely identify you during a session or while you are logged into the Site. This allows us to process your online transactions and requests and verify your identity, after you have logged in, as you move through our Site.
  • Persistent Cookies. Persistent cookies remain on your computer after you have closed your browser or turned off your computer. We use persistent cookies to track aggregate and statistical information about user activity.
Disabling Cookies:

Most web browsers automatically accept cookies, but if you prefer, you can edit your browser options to block them in the future. The Help portion of the toolbar on most browsers will tell you how to prevent your computer from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Visitors to our Site who disable cookies will be able to browse certain areas of the Site, but some features may not function.

Clear GIFs, pixel tags and other technologies:

Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with our Site to, among other things, track the activities of Site visitors, help us manage content, and compile statistics about Site usage. We and our third-party service providers also use clear GIFs in HTML e-mails to customers of our franchised locations, to help us track e-mail response rates, identify when e-mails are viewed, and track whether e-mails are forwarded.

Third Party Analytics:

We use automated devices and applications, such as Google Analytics, to evaluate traffic to our Site. Google Analytics is a web analysis service provided by Google that utilizes cookies to monitor and provide us with aggregate data about Site traffic. We use these tools to help us improve our Services, performance and user experiences. These entities may use cookies and other tracking technologies to perform their services. We do not share your personal information with these third parties.

9. HOW YOU MAY OPT-OUT

We are committed to your privacy rights and your privacy considerations. You have a right not to provide us with your personal information, by not submitting your personal information to the Site. At any time, you may withdraw your consent that you previously gave us and must communicate this to us in writing.

Upon receipt of this communication, we will no longer contact you by phone or email. However, we may still contact you for administrative and/or transactional purposes.

10. YOUR CALIFORNIA PRIVACY RIGHTS

If you are our customer and a California resident, you may request that we provide you with certain information about the entities with which we have shared our customers' personal information for direct marketing purposes during the preceding calendar year. To do so, please write to us at 1801 NW 66th Ave, Suite 100, Plantation, FL 33313 with Attention to Compliance Department.

11. Security

We seek to use reasonable physical, technical, and administrative safeguards to protect personal information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your account with us has been compromised), please immediately contact us.

You are responsible for maintaining the confidentiality of your Services access information and password, and Member Benefit Card Number and for restricting access to your device, and you agree to accept responsibility for all activities that occur under your Member Benefit Card Number, user ID, and/or password.

12. EXTERNAL LINKS

The Site may contain links to other websites maintained by third parties. Please be aware that the Company exercises no control over linked sites and is not responsible for the privacy practices or the content of such sites. Each linked site maintains its own independent privacy and data collection policies and procedures, and you are encouraged to view the privacy policies of these other sites before providing any personal information.

13. CONTACT US

Users with questions or concerns regarding their privacy or this statement should contact Privacy Statement Personnel via Postal Mail at: Attn: Compliance Department, 1801 NW 66th Ave, Suite 100, Plantation, FL 33313, or by e-mail at compliance@nationsbenefits.com.

14. CHANGES IN THIS PRIVACY STATEMENT

If we decide to change this Privacy Policy, indicated by an update date, we will post those changes to this page on the Site, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this Policy at any time, so please review it frequently. We will only provide an advance notice of a major change prior to your access of any portion of the Site for which registration required or as required by law. We recommend that you check the last updated date prior to using the Site. Your continued use of the Site and/or utilization of any Site benefits after this Policy has been updated (and after advance notice for major changes) indicates your agreement and acceptance of the updated version of the Policy.